P. Garrett Clayton

EVP | CrossCountry Mortgage
Chairman | Allstar Construction Loans
Founder | Clayton Legacy Foundation
Managing Partner | Clayton, Ramirez, & Null Law Firm
CEO | GFF Texas Holdings
Co-Founder | Luckie's Pocket

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ABOUT

P. Garrett Clayton

P. Garrett Clayton is an accomplished attorney who grew up in Houston, Texas. He earned his undergraduate degree from Southern Methodist University (SMU) and a law degree from St. Mary’s Law School in San Antonio. As an alumnus, Garrett continues to actively support St. Mary’s Law through his role as an underwriter for the Innsbruck Scholarship.

After passing the Texas Bar Exam, Garrett returned to Houston and married Katie Clayton. Reflecting on 2006, he notes,

“It was a very memorable year for me… I finished my stint in academia, started my family, and entered the mortgage industry at probably the worst time in history.”

Back in Houston, Garrett’s primary focus became AmCap Mortgage, Ltd. As CEO, he expanded AmCap to over 1,200 employees and led his sales team in helping more than 100,000 borrowers achieve the American Dream. This achievement earned him the Houston Business Journal Award of FAST 100 for three consecutive years, recognizing AmCap as one of the fastest-growing businesses in Houston. Garrett is most proud of AmCap’s recognition as a Top Workplace by The Houston Chronicle for 13 consecutive years, an honor based on surveys from his employees.

Beyond the mortgage industry, Garrett is an active investor and shareholder in various real estate ventures.

“From asset based lending to ground up construction to neighborhood development we are very active in all aspects of housing and real estate development. I find great satisfaction in helping as many people achieve the dream of home ownership as possible.”

In his free time, Garrett enjoys spending time with Katie and their two daughters. They often attend sporting events, golfing, traveling, and collecting art. Garrett, along with his family and employees, is committed to giving back to the community by supporting organizations like Habitat for Humanity, Home Place of Texas, Tomball Emergency Assistance Ministries, Folds of Honor, and Kid’s Meals, Inc.

PROFESSIONAL
CAREER

Executive Vice President
Jan 2024 – Present

CCM is the nation’s largest retail lender. In 2024, CCM financed 1 out of every 37 residential transactions. The strategic alignment with CCM allows our sales force to have access to industry leading products, pricing and gives them the ability to gain market share like never before.

Managing Partner
July 2006 – Present

A boutique law firm providing a full range of client-centered legal services for estate planning, estate administration, probate, real estate and business law matters. Protecting your family and your investments.

Chairman
Apr 2024 – Present

Specializes in providing tailored financing solutions for your building and investment endeavors. Flexible financing options, including New Construction and Fix & Flip Loans, designed to support your construction projects and property investments.

Founder
2020 – Present

Garrett and Katie created Clayton Legacy Foundation as a private foundation in an effort to support causes near and dear to the family’s heart. Since the inception the Clayton Legacy Foundation has made grants that support youth sports, health care initiatives (mental and physical), bible education, the arts community, etc.

Chief Executive Officer
2023 – Present

GFF Texas Holdings is a premier fix-and-flip company with over two decades of combined real estate and lending expertise. Backed by a proven track record of completing more than 4,000 successful fix-and-flip projects, the team brings deep industry knowledge and strategic insight to every deal. With over $20 billion in loan originations completed, GFF Texas Holdings stands as a trusted leader in the market, delivering quality renovations and maximizing value for investors and communities alike.

Owner
2024 – Present

Luckie’s Pocket is a thoughtfully curated space designed to surprise and inspire located in one of the original black schools in Houston, Texas. Here the goal is to preserve this historic building where creativity, craftsmanship, and imagination meet. Luckie’s Pocket will be an experience—one that invites exploration and sparks curiosity.